Legal · Important disclosures

Understand the limits before acting on the output.

Cognia helps organize portfolio data and prepare analysis, scenarios, and evidence. It does not remove market risk, data risk, model risk, legal uncertainty, or the need for professional judgment.

Effective date: August 27, 2026

Custody or executionNo
Guaranteed outcomeNo
Human reviewRequired

General scope

These disclosures apply to the Cognia website, product descriptions, demonstrations, automated outputs, reports, and marketing material. Additional disclosures may appear in the product, a report, or an agreement and should be read together with this page.

Nothing on the public website is an offer to sell, a solicitation to buy, or a recommendation of any security, virtual asset, strategy, or regulated service.

01

Not professional advice or a regulated transaction service

General Cognia content and product output are not investment, legal, tax, accounting, brokerage, custody, exchange, or fiduciary advice or services. Cognia does not execute trades, control private keys, or guarantee that an output is suitable for a user.

  • Users should assess suitability based on their objectives, financial situation, experience, and jurisdiction.
  • Tax and accounting treatment depends on facts, elections, records, and law that may change.
  • Qualified professionals should review material decisions, filings, and reports where appropriate.
02

Digital asset and market risk

Virtual assets can be highly volatile, illiquid, difficult to value, subject to fraud or manipulation, and exposed to technology, protocol, custody, counterparty, legal, tax, and regulatory risk. Transactions may be irreversible, protections may be limited, and an asset can lose substantial or all value.

  • Availability and legality vary by asset, activity, provider, and jurisdiction.
  • Third-party exchanges, custodians, protocols, and networks can fail, suspend access, or provide incomplete records.
  • Historical performance, model scenarios, or backtests do not guarantee future results.
03

Data and artificial intelligence limitations

Cognia output depends on connected sources, user inputs, third-party data, configuration, and automated systems. Information may be missing, duplicated, delayed, mislabeled, or inaccurate. AI-generated content may contain errors, omit important context, or express more confidence than the evidence supports.

  • Confirm source completeness, balances, classifications, cost basis, and jurisdiction settings.
  • Review citations and assumptions rather than relying on the fluency of an answer.
  • Treat exceptions and uncertainty as part of the decision, not as presentation defects to ignore.
04

Product, marketing, and forward-looking statements

Screens, examples, metrics, supported assets, jurisdictions, agents, integrations, refresh times, and planned features may change. Demonstrations may use sample or simplified data. Statements about future capabilities, market development, or expected outcomes are forward-looking and involve uncertainty.

References to audit-ready, institutional-grade, standards, or regulatory sources describe intended workflow support and do not by themselves constitute certification, regulator approval, audit assurance, or acceptance by a professional advisor or authority.

05

Jurisdiction and contact

Cognia may not be available or appropriate in every location, and access can be restricted where required. Users are responsible for understanding the laws and contractual obligations that apply to their use.

Questions about a specific disclosure can be sent to [email protected]. Provide the page, claim, output, or report involved so the team can respond in context.

Need context for a specific Cognia output?

Contact the team with the relevant page or workflow, or review the full terms before use.