Private wealth solution
Your personal capital desk, always on.
Cognia gives individual investors one operating layer for wallets, exchanges, tax timing, allocation drift, and evidence that can move straight to accountants or advisors.
Built for individuals
One daily brief for the assets that refuse to sit still.
The personal solution is designed around the rhythm of serious individual capital: checking exposure, deciding before a trade, and keeping the records clean before anyone asks for them.
Capital changes surface while decisions are still live.
Tax logic tracks the places your wealth touches.
Tax, allocation, finance, and alternatives work together.
Know the full position
Unify wallets, exchanges, brokerage accounts, cash, and alternatives into one personal balance sheet.
See tax before it bites
Surface realized gains, tax lots, filing obligations, and harvestable losses while you still have room to act.
Carry proof into every handoff
Keep transaction history, citations, and reasoning chains organized for accountants, bankers, or counsel.
Personal operating system
Four workspaces, one private view of capital.
Cognia keeps the personal experience compact, but the engine underneath stays institutional-grade.
Net worth that includes every wallet
Holdings from major chains, CEXs, and traditional accounts are normalized into one table with cost basis and unrealized P&L.
Tax lots that stay current
Cost basis, matching status, and lot-level context stay visible before you rebalance, harvest, or move funds.
Allocation health beyond crypto price
Cognia reads exposure across liquidity, volatility, correlation, return, risk, and tax instead of treating every asset as a ticker.
Reports that are ready before year-end
Generate financial statements, tax reports, and evidence packs from the same ledger your daily decisions use.
How it fits your week
Cognia meets you at the decision moment, not after it.
The page is built for personal investors who need an always-current picture without running a back office.
Scan overnight movement
Open with allocation drift, sharp balance changes, and risk signals across connected accounts.
Check tax and exposure
Review tax lots, wash-sale risk, liquidity impact, and concentration before you commit.
Package the evidence
Export cited reports and transaction context without rebuilding the story from spreadsheets.
Share a clean operating view
Bring bankers, accountants, and counsel into the same facts without handing over private keys.
Personal records, professionally packaged
The quiet part of wealth management is the paperwork. Cognia keeps it alive.
When assets move quickly, records decay quickly. Cognia preserves the reasoning and documents around each position so personal capital stays explainable.
Transaction ledger
Classified on-chain, exchange, and manual activity with source context and review status.
Tax evidence pack
Cost basis, realized P&L, lot matching, and jurisdiction-specific reasoning in one exportable trail.
Portfolio memo
Allocation, performance, liquidity, and risk notes shaped for personal review or advisor meetings.
Advisor-ready
When personal wealth becomes a shared workflow.
You can keep Cognia as your private command center while giving accountants, advisors, or family office staff cleaner inputs.
Shared evidence without key custody
Read-only connections and exportable reports help teams review facts without touching private keys.
A single source before every meeting
Portfolio state, tax notes, and open questions can be aligned before advisors enter the room.
Bespoke intelligence
Shape personal rules around your mandate.
For complex personal portfolios, Cognia can support custom reporting standards, family structures, and cross-border decision logic.
Personal policy logic
Encode thresholds for concentration, liquidity, tax timing, and assets that require manual review.
Custom report shape
Prepare the format your accountant, counsel, private bank, or investment committee expects.
Make personal capital easier to see, explain, and act on.
Start with a private portfolio view today, then scale into advisor-ready workflows when your capital gets more complex.